Agency financing refers to a financing arrangement where a government agency acts as an intermediary or facilitator in providing financial assistance to individuals, businesses, or other entities. The purpose of agency financing is to support specific sectors or initiatives that align with the goals and objectives of the government. In agency financing, the government agency … Read more
Mezzanine financing, also known as mezzanine debt or mezzanine capital, is a type of financing that sits between senior debt and equity in a company’s capital structure. It is a hybrid form of financing that combines elements of debt and equity. Mezzanine financing is typically used by companies to fund growth, expansion, or acquisitions. It … Read more
Bridge loans are short-term loans that are typically used as a temporary financing option until a more permanent financing solution can be obtained. They bridge the gap between the purchase of a new property and the sale of an existing one. These loans are commonly used in real estate transactions when homeowners are looking to … Read more
In general, commercial construction lenders will not finance 100% of a project. What they will finance — called the loan-to-cost ratio or loan-to-value ratio — usually ranges from around 70% to around 90%. You’ll have to cover the cost of the rest of the project, usually by making a down payment.Guarantee fees, processing fees and … Read more
Hard Money loans and private money loans are both types of financing options that are typically used for real estate investments, but there are a few key differences between the two: Source of Funding: Hard money loans are typically funded by private lending companies or organizations that specialize in providing short-term loans for real estate … Read more
Private money refers to lending money to a company or individual by a private individual or organization. Unlike traditional sources of financing (such as banks), private money is offered by individuals or organizations and may have non-traditional qualifying criteria. Here are some key points about private money lending: Remember that private money lending provides an alternative … Read more